Credit card companies’ new “no signature required” policies are increasing card usage at places like Starbucks and fast food restaurants. Only retailers with typically small transactions such as video stores, parking lots, and fast food have been allowed to use this speedier method. A signed receipt is not required of credit card holders and debit card users do not need to enter their PIN. The policy has convinced McDonalds, a holdout in accepting cards because of wait time, to embrace credit card use. Another big advantage is that without signed paper receipts, there’s no need to store paperwork away for years in case it is needed for alleged fraud. Credit card companies claim there has been no increase in fraud with the no-signature situations since stolen cards are used for big ticket items.