Copia, Napa Valley’s non-profit center for wine, food, and the arts, has filed Chapter 11 and, after being denied a line of credit, closed its doors. Copia owes $78 million in loans and has several other liabilities. Holiday events have been canceled and the interim president handed in his resignation. The list of creditors reminds me of my times back in Silicon Valley when employees of certain service companies and utilities knew exactly which startups were likely to go under, based on unpaid bills or decreased frequency of payments. PG&E;, newspaper advertising, a paint store, florists. $187,000 is owed to Copia employees.